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Mobile Money β€’ Web3-Powered

Mobile Money
Powered by Web3

Pay, send, and receive money instantly with just use your phone number. Fast, secure, traceable, and built for everyone.

Instant
Payments
0.5%
Fee
24/7
Available
Start Building
Payment Processing
Local payment
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Mobile Payment
Sending
β‚΅3,100
Ghana Cedis
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Mobile Money
Receiving
β‚΅3,100
GHS
Status
Payment Complete
βœ“ Sent!
βœ“ Sent!
βœ“ Sent!
Live Demo

Watch Money Move Globally

See how Fiatsend instantly converts and transfers money between any countries worldwide with live currency rates.

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United States

Sending from

Amount$1,000
CurrencyUSD
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Nigeria

Receiving in

Amount₦450,000
CurrencyNGN
Live Rate
Loading...
2 seconds
Transfer Time
0.5%
Fee
24/7
Available
FIATSEND API

One API.
Global Coverage.
Local Access.

Power your product with real-time, cross-border payment capabilities. From stablecoins to mobile money networks, all in one unified API.

Instant Settlement

Convert stablecoins to mobile money instantly with real-time settlement

Compliant by Design

Built with regulatory compliance and KYC/AML requirements in mind

Developer-First

Comprehensive documentation, SDKs, and sandbox environment

Use cases

See how businesses are integrating Fiatsend to power their payment infrastructure with stablecoins

Nigerian fintech enables stablecoin payments for users

🏦

Uses Fiatsend API to let users pay with USDC, automatically converting to local mobile money for instant settlement.

US consumer app launches in Ghana

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Uses Fiatsend API to let users pay their U.S. credit cards in USD, via mobile money from a GHS balance.

Ghanaian fintech offers dollar accounts with full mobile money access

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Uses Fiatsend API to let users hold USD, invest in stablecoins, and pay in GHS seamlessly.

Singapore-based wallet offers travel payments in Kenya

✈️

Uses Fiatsend API to power instant mobile money payments for Singaporean users visiting Kenya.

International merchants (US, UK, DE) accept mobile money from African customers

🌍

Uses Fiatsend API to provide instant local settlement in USD or EUR from African mobile money networks.

DeFi protocol enables mobile money on-ramps

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Uses Fiatsend API to let users convert mobile money to stablecoins, bridging traditional and crypto finance.

E-commerce platform integrates stablecoin checkout

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Uses Fiatsend API to enable instant mobile money payments for online purchases across Africa.

SaaS company accepts global subscriptions

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Uses Fiatsend API to let customers pay subscriptions in stablecoins, converted to local mobile money.

FIATSEND ONE

Your Mobile
Money Wallet

Pay for everything with your mobile number. Whether you're buying groceries, paying bills, or sending money to family, Fiatsend makes every payment instant, secure, and affordable.

Your Phone, Your Bank

Transform your mobile device into a powerful financial institution

Money at the Speed of Thought

Send money as fast as you can think it. No waiting, no delays

Universal Money Language

Connect seamlessly to any mobile money network worldwide

Use cases

See how people are using Fiatsend One for their everyday payments and money transfers

Student pays for groceries with mobile money

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Uses Fiatsend One to pay for groceries at local stores using their phone number, no cash needed.

Family sends money to relatives abroad

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Uses Fiatsend One to send money to family members in different countries instantly and affordably.

Freelancer receives payments from clients

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Uses Fiatsend One to receive payments from international clients directly to their mobile money wallet.

Small business accepts mobile payments

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Uses Fiatsend One to accept payments from customers using their phone numbers, no POS needed.

Traveler pays for accommodation

✈️

Uses Fiatsend One to pay for hotels and services while traveling, using local mobile money networks.

Parent pays school fees digitally

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Uses Fiatsend One to pay school fees and other educational expenses through mobile money.

Farmer sells produce and gets paid instantly

🌾

Uses Fiatsend One to receive payments from buyers directly to their mobile wallet.

Driver pays for fuel and tolls

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Uses Fiatsend One to pay for fuel, tolls, and other transportation expenses on the go.

STABLECOIN ECOSYSTEM

Fiatsend runs
on stablecoins

A fully transparent, fully collateralized payment infrastructure, built for instant, low-cost settlement across Africa and beyond.

Soon, new stablecoins will join the movement β€” expanding beyond borders, unlocking new payment flows.

Instant Settlement

Lightning-fast payments powered by blockchain technology

Fully Collateralized

Every stablecoin backed by real assets for maximum security

Transparent

Complete visibility into reserves and operations

Supported Stablecoins

USDC
USDT
GHSFIAT

More assets launching soon. Stay tuned.

Trusted by Thousands Worldwide

Join thousands of users who trust Fiatsend for their international payments and global money transfers.

Tiered KYC System

Compliance-friendly identity verification with multiple tiers for different transaction limits

Bank-Grade Security

Enterprise-level security with encrypted communications and secure key management

Regulatory Compliance

Built to meet international financial regulations and anti-money laundering requirements

Bank-Grade Security & Compliance

Your funds are protected with enterprise-level security, regulatory compliance, and transparent operations. We're committed to maintaining the highest standards of security and privacy.

Loved by Users

See what our users are saying about their experience with mobile money on blockchain.

"Fiatsend has revolutionized how I send money to my family. Converting USDC to mobile money is instant and the fees are incredibly low."

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Kwame Asante

Software Engineer

Accra, Ghana

"Phone-linked identity makes everything so secure and convenient. No more complex KYC processes - just my phone number and I'm verified."

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David Osei

Freelancer

Tema, Ghana

"Multi-currency accounts are a game-changer. I can manage my business finances across different currencies in one place."

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Fatima Ibrahim

Entrepreneur

Kumasi, Ghana

10,000+
Active Users
$2M+
Volume Processed
99.9%
Uptime

Check Exchange Rates

See live exchange rates for converting digital dollars (stablecoins) to local fiat currencies via mobile money networks.

We use the mid-market rate for our Converter. This is for informational purposes only.